eCheck Payment Processing a reliable solutions for your business


We at WebPays provide easy and flexible payment transactions that will allow you to have higher business growth. With the cutting-edge technology that is being used in the industries, merchants are coming with new ways that are being used for fund transfer. eChecks are the new way for better making the funds transfer between the financial institutions. Electronic checks are the most popular way to transfer funds and industries are utilizing it for making payment transactions more efficient. Though other methods are used for making payments electronic checks are the most efficient and reliable way of transferring funds.


Different Chargeback Reasons Codes

When a chargeback gets initiated, the credit card company requesting the chargebacks must have one of the following reasons.

1.    Technical: these include all the transactions that are processed on expired credit cards, insufficient funds transactions, and other processing errors.

2.    Quality: these apply to purchases when a consumer received an item damaged or effective or if the item is shipped late or not at all delivered.

3.    Clerical: clerical chargebacks are when employee error is at fault- this includes a refund that is kept but never met, duplicate transactions and charges processed for the wrong amount.

4.    Fraud: this code is being utilized in case of identity theft, or stolen credit cards.

What kind of merchant are the highest risks for chargebacks?

When it comes to chargebacks, not every merchant is equal. Some businesses lie in the category of high-risk because of the nature of the businesses that they came across during selling their services. High-risk merchants may include those who sell the following products:
1.    Adult Entertainment
2.    Cigarettes/ Vaping Accessories
3.    Health and Beauty Products
4.    Mobile Apps and Online Gaming
5.    Technical Support
6.    Web-Design
7.    Forex Trading
8.    Pharmaceuticals


What does a high-risk merchant account include?

High-Risk Merchant Support that is best in the industry. We work with a network of banks both in the US and offshore and offer different services to merchants such as multi-currency benefits, a different mode of payment option, high-volume of sales and other fintech related benefits to the merchants.
•    Pre-chargebacks alerts in real-time
•    Chargeback dispute system
•    ISpy fraud prevention software
•    Reliable and Secure Payments
•    Automatic multi-bank transaction distribution
•    Customized processing strategy
•    Daily account monitoring and management
•    Descriptor testing
•    24*7 customer support

You can also have the facility of having multiple currencies, a different mode of payment option, High-Volume of sales, Simple Integration facility, Safe and Secure Payment Transactions and other fintech related benefits. Apart from these facilities, you can also have the benefit of having 24*7 customer support services for merchants. In case you need any support service providers are always ready to provide you with the best support. We at WebPay provide you with the best eCheck Payment Processing services that will allow you to have efficient payment transaction services for your business.

How to get started with merchant account services?

Opening a merchant account with us can provide you with the endless benefits for merchants. We have vast experience in providing payment gateway solutions for high-risk merchants. We will only submit your application to banks that may be the best suited for your business and this allows us to approve 98% of applications.
•    Approval within 24hours
•    Account setup within 48 hours
•    Secure Processing
•    Unique solutions

Though the application processing is easy. If your account is approved, you will be provided with the merchant account facility within 48 hours. We at WebPay provide you with the High-Risk Payment GatewayProvider that will allow you to have the most efficient payment transaction for your business.
Location: United Kingdom

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